Catastrophic Injury Attorney in Charlotte

Your Questions Answered

How long do I have to file a claim?

In North Carolina, the statute of limitations for personal injury cases, including catastrophic injuries, is generally three years from the date of the injury. However, it’s essential to consult with an attorney as soon as possible, as certain circumstances can affect this timeline. If you miss this deadline, you may lose your right to seek compensation.

What should I bring to my initial consultation?

To make the most of your consultation, consider bringing:

• Medical records related to your injury, including doctor’s notes and treatment plans.
• Accident reports or any documentation related to the incident.
• Insurance information from all relevant parties, including your own insurance policy.
• Witness information, such as names and contact details of anyone who saw the incident.
• Photos or videos of the accident scene or your injuries, if available.
• Documentation of expenses incurred due to the injury, such as medical bills, rehabilitation costs, and lost wages.

Having this information on hand can help your attorney evaluate your case more effectively.

How is compensation calculated in catastrophic injury cases?

Compensation in catastrophic injury cases is based on various factors, including:

• Medical Expenses: Costs for emergency treatment, ongoing medical care, rehabilitation, and any future medical needs.
• Lost Income: Compensation for wages lost due to the inability to work, including future earning potential if you can’t return to your previous job.
• Pain and Suffering: Non-economic damages for the physical pain and emotional distress resulting from the injury.
• Loss of Enjoyment of Life: Compensation for the impact on your ability to engage in daily activities and enjoy life as you once did.
• Home Modifications: Costs for changes needed in your home or vehicle due to your injury, such as wheelchair ramps or specialized equipment.

Your attorney will work to build a comprehensive case that captures all aspects of your damages to ensure you receive fair compensation.

Can I still file a claim if I was partially at fault?

North Carolina follows a “contributory negligence” rule, meaning that if you are found to be even 1% at fault for the accident, you may be barred from recovering any compensation. It’s crucial to discuss your case with an attorney who can evaluate the specifics and determine the best course of action.

What if the insurance company offers me a settlement?

While it may be tempting to accept a quick settlement from the insurance company, it’s crucial to consult with your attorney before making any decisions. Initial offers are often lower than what you might be entitled to, and accepting a settlement early could waive your right to pursue further compensation later.

At Payne Law Firm, we help catastrophic injury victims seek compensation for:

• Emergency medical treatment
• Ambulance fees
• Hospital and emergency room fees
• Ongoing medical care costs
• Future medical care
• Lost income/wages
• Lost future earnings
• Modifications to a home or vehicle
• Surgeries, rehabilitation therapy, and other treatments
• Lost or reduced earning ability resulting from disability
• In-home care costs
• Pain and suffering
• Emotional distress and trauma
• Counseling services
• Medications and medical equipment, such as wheelchairs
• Property damage

Our catastrophic personal injury firm may also be able to recover punitive damages if you were injured by another person or party who was egregiously negligent or acting outside of the law. These damages are intended to punish the at-fault party for their conduct and help ensure that similar incidents do not occur again in the future.